
As a native St. Louisan, Broker-Owner of Clay Realty Group LC and author of "Get A Hold Of Your Darn Finances", I’ve spent over 33 years in Real Estate and 35+ years in Property Management. With expertise as a Licensed Insurance Broker (Life, Health, Property & Casualty) and a HUD Listing Agent for more than 10 years, I specialize in helping clients navigate the challenges of purchasing homes, especially HUD homes.
In today’s ever-changing market, navigating uncertainty is more important than ever. Whether you're facing rising costs, job insecurity, or changes in housing policy, I provide practical strategies to help you make smart, informed decisions.
I offer insights into affordable housing opportunities, including HUD homes, where you can access lower prices, unique financing options, and more.
As a trusted advisor, I’m here to help you understand each step of the process, ensuring you feel empowered and prepared to make the best choices for your future. Whether you're a first-time buyer or an investor, my goal is to guide you through uncertainty and help you build a stable financial foundation with confidence.
Let’s explore affordable opportunities and secure your future in these uncertain times.

Mass Layoffs: Understanding the trends and how they affect your job security and financial future.
Rising Costs: How inflation, rising rents, and expenses are squeezing your budget and what to do about it.
Housing Market Shifts: The latest changes in the housing market, from interest rates to home prices—how to navigate buying and renting.
Preparing for the Future: Practical tips and steps you can take now to safeguard your financial well-being.
Take Control of Your Future: Simple advice for making sure your finances are in good shape.
Q&A with a Real Estate Expert: Have your questions answered live by an experienced realtor with over 33 years in the industry.


"Loved everything so far"
A must-attend! The webinar equipped me with clear, actionable steps for
preparing for uncertainty.
- Cynthia M.

"Eye-Opening"
"This webinar was a game-changer! I realized how unprepared I was and gained a new perspective."
- Ronald T.

"Highly recommend this"
This webinar gave me the budgeting strategies I needed to take control of my money and quick!
- Barbara S.
